Mortgage Early Repayment Charges

Mortgage Early Repayment Charges

What are Mortgage Early Repayment Charges? A Mortgage Early Repayment Charge is a charge your Mortgage Lender imposes when you overpay by more than the permitted amount. Or, repay your Mortgage prior to the expiry of the introductory or fixed rate. Why are Early...
Concessionary Purchase Mortgage

Concessionary Purchase Mortgage

Mortgages for Concessionary Purchase What is a Concessionary Purchase? A concessionary purchase is where a property is purchased for less than the market value, usually from a family member. This can also be known as “below market value” or “gifted equity” and can...
Let to Buy Mortgage

Let to Buy Mortgage

How does a Let to Buy Morgage work? What is a Let to Buy Mortgage? Simply, where you Remortgage your Residential property onto a Buy to Let Mortgage and then purchase a new residential property. Usually simultaneously. During this process, you can raise cash from your...