Mortgage Early Repayment Charges

Mortgage Early Repayment Charges

What are Mortgage Early Repayment Charges? A Mortgage Early Repayment Charge is a charge your Mortgage Lender imposes when you overpay by more than the permitted amount. Or, repay your Mortgage prior to the expiry of the introductory or fixed rate. Why are Early...
Concessionary Purchase Mortgage

Concessionary Purchase Mortgage

Mortgages for Concessionary Purchase What is a Concessionary Purchase? A concessionary purchase is where a property is purchased for less than the market value, usually from a family member. This can also be known as “below market value” or “gifted equity” and can...
Let to Buy Mortgage

Let to Buy Mortgage

How does a Let to Buy Morgage work? What is a Let to Buy Mortgage? Simply, where you Remortgage your Residential property onto a Buy to Let Mortgage and then purchase a new residential property. Usually simultaneously. During this process, you can raise cash from your...
When to get a Mortgage 2020

When to get a Mortgage 2020

when to get a mortgage 2020 mortgages are being withdrawn from the market Due to the current economic climate Mortgage Lenders have recently been tightening criteria, increasing the minimum deposit you require or withdrawing Mortgages altogether. So why are Mortgages...
Financial top tips for service personnel

Financial top tips for service personnel

financial top tips for service personnel Service personnel and their families can find it difficult to access commercial products and services because of the time spent outside of the UK. The Ministry of Defence (MOD) has been working with the financial sector to...
Expert Advice can reduce your Mortgage Stress

Expert Advice can reduce your Mortgage Stress

expert advice can reduce your mortgage stress Moving home is known to be one of life’s most stressful events. Expert Advice can reduce your Mortgage stress. A survey earlier this year, found the process can cause us more stress than other major life events. Such as...