UK Mortgage Advisors
UK Mortgage Advisors are here to provide free information on all things Mortgage related and then put you in touch with a Specialist, whole of market Mortgage Broker.
Speak to a Specialist Mortgage Broker
Whole of Market Mortgage Brokers
Specialist Mortgage Advice
Non-obligatory Mortgage Quote
5 Star Rated Service
We work with a wide range of whole of market Mortgage Brokers that can provide specialist advice on any complex matter you may have. Quotations will be non-obligatory and the advice and service you receive should always be 5 stars.
About Our Company
Created by Mortgage Advisors with over 10 years experience in delivering Specialist Mortgage Advice to customers throughout the UK. Our aim is to provide insightful information and articles to the UK general public, and then put them in touch with the right whole of market Mortgage Brokers for their circumstances.
First Time Buyers
Our insightful guides and jargon free advice will guide you through the whole process.
Remortgage
Buy to Let
Obtaining a Buy to Let Mortgage can be a daunting and confusing process. We can make it simple.
Self Employed
Each lender has a different approach to how they assess Self-Employed income.
Our process in 3 simple steps
1. Contact Us
Complete our simple contact form. We’ll ask you for 4 pieces of information about yourself and give you the option to write us a message.
We will match your enquiry and send it over to one of our Advisors which Specialise in obtaining Mortgages for customers with your circumstances.
Our Mortgage Advisor will contact you and find out more information about you and your circumstances. This will enable them to make a recommendation to you.
2. Advice
Your Specialist Mortgage Advisor will now find you the best lender and most competitive product for you circumstances.
The cheapest product will then be presented to you and the reasons why the product has been chosen will be explained.
Your Advisor can then obtain a Decision In Principle for you to provide confirmation on how much you are able to borrow and that you pass the Lenders Credit Check.
2. Advice
Your Specialist Mortgage Advisor will now find you the best lender and most competitive product for you circumstances.
The cheapest product will then be presented to you and the reasons why the product has been chosen will be explained.
Your Advisor can then obtain a Decision In Principle for you to provide confirmation on how much you are able to borrow and that you pass the Lenders Credit Check.
3. Application
Once you have an offer accepted on a property or if you already have a property, your Advisor will be able to submit your full Mortgage Application and present your case to the Mortgage lender.
At this stage the lender will check your documentation and complete a valuation on the property.
Once the above has been confirmed as acceptable to the lender, they will issue your formal Mortgage Offer. This is their formal confirmation that they are happy to lend you funds you require.
Frequently Asked Questions
What is a whole of market Mortgage Broker?
Simply put, a whole of market Mortgage Broker is able to access and recommend Mortgages from the whole market.
This is ideal for borrowers as they can be safe in the knowledge that the Mortgage Advisor they’re speaking with will be able to find the best Mortgage available to them.
How much do Mortgage Advisors cost?
This is completely dependent on your indivual circumstances.
A typical Mortgage Advisor fee will be between £195-£495. But in many cases Mortgage Advisors will just take commission from the Mortgage Lender too, meaning there will be no fees payable by yourself.
We don’t charge anything for putting you in touch with a Specialist Mortgage Advisor, as we charge the Mortgage Advisor you’re put in touch with for the introduction.
Do I need to book an appointment or attend a meeting?
No, we appreciate that you want to speak to a Mortgage Advisor at a time convenient to you. So our Advisors will deal with requests on demand, and there is no need for a meeting or appointment, unless that works best for you of course.
Mortgage Advisors will communicate via any means best for you. Usually the process can be completed over the phone and email or via video call if preferred.
News & Resources
The 5 Biggest Mistakes Made When Applying for a Mortgage
The 5 biggest mistakes made when applying for a mortgage 1) Taking out credit or finance before applying 2) Moving jobs before or during mortgage application 3) Missing a small credit or utility payment 4) Regular gambling transactions 5) Use of short term finance...
The Importance of a Remortgage in 2025
Introduction If you are a homeowner with a mortgage, and you are coming to the end of your fixed-rate period, your mortgage broker or bank may have contacted you to do a remortgage. A remortgage is where you lock your current mortgage into a new fixed-rate or...
How will tariffs affect Mortgage Rates
Introduction The global economy is deeply interconnected and decisions made by world leaders, such as Donald Trump’s introduction of new tariffs, can have far reaching consequences. We are currently finding a large number of buyers asking what this all means for them....
Is Property a Good Investment
Is Property a Good Investment? 5 Reasons why you should Invest in Property 1) Leverage 2) Offset Interest (when a Ltd Company) and Expenses 3) Generates Cash Flow and Capital Growth 4) Inflationary Hedge 5) Demand in a Growing Country 5 Reasons why you shouldn't...
Mortgage Advisor Fees
How do Mortgage Advisors make money? What is the average fee a Mortgage Advisor charges? Can I get fee free Mortgage Advice Why do some Mortgage Advisors charge fees and some do not? What do Mortgage Advisor fee cover? Are Mortgage Advisor fees worth the money? The...
AI Mortgages
What are AI Mortgages? Where AI can impact the Mortgage market How AI can positively change the UK Mortgage market The downsides of AI on the UK Mortgage market AI Mortgage Lenders Look out for further AI adoption in the UK Mortgage market Conclusion...
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ukmortgageadvisors.co.uk is an Information only website. None of the information provided constitutes advice. Advice should always be tailored to the individuals needs, which we do not do by providing general information.
Your information will only be used to provide one qualified and regulated Advisor which specialises in your needs with your contact details. We are registered for Data Protection purposes with the Information Commissioners Office.
All of our content is written by qualified and current Mortgage Advisors to ensure our information is as up to date and accurate as it can be.
Every Advisor we work with is regulated by the Financial Conduct Authority and authorised to give Financial Advice. We cannot be held accountable for any individual Advice an Advisor may give you. But if you do have any complaints at all, we of course want to know so we can act on it.